Debt Collection · Auctioneering · Asset Recovery

The Best Debt Recovery Company.

Hekima Debt Collection and Auctioneers TZ Limited is a Tanzanian collection agency and auctioneering company, delivering cost-effective, efficient and ethical debt recovery and asset realization services to organizations of all sizes, and to individuals, across Tanzania.

BRELA Registered
Licensed Auctioneer
TRA Tax Compliant
Hekima Debt Collection and Auctioneers logo
The Best Debt Recovery Company
About Us

Who We Are

Hekima Debt Collection and Auctioneers TZ Limited is a private company registered in Tanzania on 14th February 2023, with registration number 163234505, established to carry on business as a general commercial company pursuant to section 7 of the Companies Act No. 12 of 2002, without limitations. The company is established to carry on activities as a collection agency and auctioneer, and is located on Manyara Street, Kanisani Road – Mikocheni B, Kinondoni District Council, Dar es Salaam.

We provide cost-effective, efficient and ethical services tailored to the needs of organizations of all sizes, as well as individuals. Our focus is to eliminate the obstacles preventing our clients from recovering assets they are owed, while maximizing the recovery of outstanding debts. Our polite, persuasive, yet professional approach to debt collection delivers significantly better results than traditional strong-arm tactics — and we recognize that debt recovery is part of an ongoing relationship between the client and the debtor.

We understand that when clients entrust us with their accounts, they also entrust us with their brand. We take every measure to safeguard our clients' brand equity, prioritize the confidentiality and security of their private data, and are willing to enter into a Non-Disclosure Agreement to guarantee peace of mind.

Mission

To deliver superior debt recovery solutions through ethical practices, cutting-edge technology and a dedicated team, maximizing returns for our clients.

Vision

To be the most trusted and efficient debt recovery partner in Tanzania, empowering our clients and driving industry innovation.

Objectives

To provide exceptional service, transparency and timely solutions — recovering outstanding debts while maximizing client returns, efficiently and ethically.

Our Core Values

What We Believe In

Our corporate culture is built on four core values that guide every engagement.

Integrity

Upholding the highest ethical standards in all business practices, ensuring transparency, honesty and fairness in every interaction with clients and debtors.

Professionalism

Demonstrating a commitment to excellence, adhering to industry regulations and providing efficient, timely and discreet debt recovery services.

Empathy

Understanding the financial challenges faced by debtors and treating them with respect and compassion while pursuing debt recovery.

Result-Oriented

Focusing on achieving optimal outcomes for clients, utilizing effective strategies and leveraging industry expertise to maximize recovery rates.

What We Do

Our Services

Two licensed service lines: debt collection from individuals and businesses, and auctioneering of a wide range of goods and assets.

Debt Collection

Collecting overdue debts from individuals and businesses across sectors.

  • Financial & Default Loan Collections
  • Retail & Service Collections
  • Medical Debt
  • Automobile Loan Debt
  • Personal Loan Debt
  • Credit Card Debt
  • Student Loan Debt
  • Unpaid Utility & Phone Bills
  • Government Collections

Auctioneering

Conducting auctions for a wide range of goods and assets.

  • Charity Auctions
  • Office Furniture & Equipment
  • Computer & ICT Accessories
  • Mineral Auctions
  • Estate & Real Estate Auctions
  • Warehouse, Godown & Factories
  • Farm & Related Assets
  • Automobile, Plant & Machinery
  • Asset Disposal & Store Liquidation
Why Choose Us

Why Hekima Debt Collection and Auctioneers?

Your Trusted Partner

For efficient and ethical debt recovery and asset realization services in Tanzania.

Swift & Efficient Recovery

Proven strategies to accelerate the debt recovery process, minimizing losses and maximizing returns.

Ethical & Compliant

We adhere to strict ethical standards and legal regulations, ensuring fair and transparent dealings.

Transparent Communication

Open and honest communication, with regular updates on recovery and auction activities.

Expert Auction Services

Skilled auctioneers maximizing the value of assets and ensuring optimal returns for our clients.

Customized Solutions

Services tailored to meet the specific requirements of each client.

Strong Industry Relationships

An extensive network of industry professionals to secure the best possible outcomes.

Peace of Mind

Let us handle recovery and asset realization so you can focus on your core business.

Optimized Returns

Benefit from our expertise to maximize the value of your assets and outstanding debts.

Professionalism & Integrity

Exceptional service delivered with the highest level of integrity.

How We Work

Our Process

We take a careful, measured approach rather than moving rapidly to courts and legal recourse — laying special attention to case study, evaluation and a case-based recovery strategy.

1
Rendezvous
  • Initial contact with the client
  • Readiness to outsource debt recovery
  • Interaction on concept and offerings
  • Concurrence to work together
  • Evaluation of debts & agreement on commercial terms
  • Acceptance of cases & delegation (Power of Attorney)
2
Decision Process
  • Scrutiny of debt documentation
  • Contingent assessment
  • Persuasion, influence & negotiations
  • Plan of action & strategy
  • Performance review & reporting
  • Status report
3
Closure
  • Settlements
  • Acceptance of receivables
  • Processing of N.O.C.
  • Billing & receipt of fees
  • Closure
Pricing

Terms & Conditions

10–12%
Auction Services
  • A standard auction service fee of 10% applies; this may increase to 12% to cover necessary advertisement costs (e.g. newspaper/radio) when borne by the company.
  • The cost of advertisement is negotiable.
  • Clients should provide transport if needed to shift or remove assets/items from one place to another.
10%
Debt Collection Services
  • A 10% fee applies to all debt collection services rendered.
  • Clients should provide transport for staff accompanying the team, especially during identification.
  • Other costs (fees, general transport, etc.) are negotiated on a case-by-case basis.
Field Experience

Work Experience

InstitutionJob AssignedYear
NMB Bank Plc Debt Collection / Auctioneer 2023 – Present
References

Referees

NameCompanyContact
Harrieth MallySpecialist Debt Collection, Head Office – NMB Plc+255 769 802 124
Elisha NkyaluBranch Manager, Tandika – NMB Bank Plc+255 743 594 754
Farida KilufyaBranch Manager, Monduli – NMB Bank Plc+255 682 090 700
Leadership

Our Team

The people behind Hekima Debt Collection and Auctioneers, all engaged since the company's founding in 2023.

JS
Juliana Bless Sambu
Managing Director
PM
Paul N. Mwanakulya
Operational Manager
AB
Alice Frances Banobi
Operation Officer
GM
George Musika
Operation Officer
CC
Chacha Collins
Operation Officer
DB
David Busir
Operation Officer
Compliance

Credentials & Compliance

Certificate of Incorporation (BRELA)
Auctioneer's General Licence
Business Registration & Licence
TIN – Taxpayer Identification
TRA Tax Clearance Certificate
Insurance Cover

Ready to browse or manage live auctions?

Our Digital Auction Platform lets registered bidders browse live and upcoming auctions, and lets our staff manage assets, auctions, and payments end-to-end.